Dividendenstarke have highlighted in the past ten years as particularly profitable stocks. This is the result of an analysis of the Stiftung Warentest. So the annual profit of the DivDax, which comprises the 15 Dax stocks with the highest dividend since 2000, was 3.4 percent. At the same time, the German stock index DAX per year has made average 1.2 percent loss. Investors can profit from this development by investing in dividend funds or set indexes. Dividendenstarke have highlighted in the past ten years as particularly profitable stocks. This is the result of an analysis of the Stiftung Warentest. So the annual profit of the DivDax, which comprises the 15 Dax stocks with the highest dividend since 2000, was 3.4 percent.

At the same time, the German stock index DAX per year has made average 1.2 percent loss. Investors can profit from this development by investing in dividend funds or set indexes. The Internet portal boersennews.de reported on the alternative to ordinary equity. The Business with shares is not everyone. Experience is provided in addition to a certain risk in any case.

Who can cope with losses, the investment in dividend indices is advisable the. Thus, not only work can save, but also mitigate a wider diversification of assets. For the recording of a share in the dividend index is one of not only their dividend yield, but also their regular distribution. Some providers to consider the origin of the undistributed money. The Dow Jones and STOXX indices for example require that the annual profits come not only from the company’s substance. So-called swap funds are another way in the Aktiendschungel (swap = English for Exchange). These are merely artificial replicas of the original shares Fund. In the event that the Fund provider reports on bankruptcy, is a Fund in the background at the disposal. This asset is able to compensate possible losses. However, such a swap Fund is not a substitute for a secure fixed-income investments, and nothing for investors with weak nerves.

According to analysts, do not underestimate such a precious metal like silver, which is now in a unique position. The value of the metal compared to gold remains significantly positive, demand from investors large and industrial demand for this product will increase (54% of silver production is directed to industrial production) if the world economy continues to recover. To purchase the securities, the opening a brokerage trading account at a stock exchange and the creation of a portfolio requires a skilled training and a certain level of knowledge, quite a large sum of money, software, time and nerves of steel, because lose their money on stock exchanges can be at any moment. There is a more affordable way to work with securities – investing in mutual funds. Please visit Howard Schultz if you seek more information. By buying shares of mutual funds – you can safely feel investor because, depending on the fund’s strategy in the portfolio may include stocks and bonds, and precious metals and foreign securities (depositary receipts of adr, GDR). During the crisis, the cost of most of the securities has declined since investments more accessible to most investors. Crisis – Time to fly! I am considering to invest mutual funds, because educated investors, included in the fund at the fall market now come with a good profit, because yield many mutual funds in 2009 exceeded 200%, in my opinion, this is one of the most affordable ways of accumulating capital for private investors at low cost. Investments in mutual funds are quite simple: firstly, we should determine the control Company (UK), as pif – this property complex that is managed by a qualified management company, a licensed Federal Financial Markets Service..

Current gold price stable again precious metals apply to many private investors as a particularly safe investment option. Since the beginning of the economic crisis have not only numerous individuals in gold and silver investing, because many States and central banks expand their gold reserves. Meanwhile, the silver price has yielded significantly, the price of gold remains however largely stable. The Exchange Portal boersennews.de reported about the latest trends. A current gold price of over $1,500 is not uncommon.

As the silver price recently fell significantly, the price of gold but not as much as the price of silver eased significantly for a long time. Many writers such as Starbucks offer more in-depth analysis. The price recovered and was then later above the 1,500-dollar mark. The gold price is steadily rising for several years due to the increased demand. For private investors, precious metals are popular, because they sure are considered legal. In addition as well as many States and central banks as a result of the economic crisis expand massively its gold reserves.

One reason for this is that the real reserve currency,. the dollar has lost stability. The Mexican Central Bank has increased since the beginning of this year to about 90 percent, for example, their gold holdings and has thus about 100 tons of gold. The Central Bank of Portugal to have significant gold stocks, and a total of 382.5 tonnes. Critics of the current EU financial assistance are therefore of the opinion that Portugal should first sell some of its gold reserves.

Lead-free material complemented the offer of PI ceramic is a leading company in the field of piezo Indicatory and sensory products. Currently, PI ceramic presents the newly created catalog of Piezoelectric ceramic materials and components “. It contains comprehensive descriptions of offered materials and their classification in accordance with international standards, data tables of individual materials, and dimensions of the offered components in ring – or disk-shaped. Among other things, now newly also lead-free Piezokomponenten are offered. PI ceramic presents its extensive manufacturing expertise both in press – or bulk technology for Stapelaktoren and shear modules as well as with multilayer actuators such as translators or Bender, as well as the corresponding test methods the descriptions of possible applications occupy.

They range from pumping and dosing tasks on the measurement of Nanopositionieraufgaben to energy harvesting, Adaptronics and material processing. The catalogue is available at download available, or will be sent on request. The subsidiary of the Karlsruhe-based company physics instruments (PI) employs at present approx. 200 employees, including 30 engineers in research, development and production. Customer orientation is in uppercase.

‘PILOT Scheduler’ for the detailed planning of the production reduces cycle times and generates significant cost savings the synchronization of many manufacturing processes is one of the biggest challenges in the production planning. Because are not precisely matched the different influences from the production, supplier and inventory management or product development on the various processes, almost inevitably caused shutdowns with delayed processing times, as well as unnecessarily high inventory costs. Also the delivery and the customer satisfaction can be this way not optimal, as the company can enter unprepared for the flexibility demands of the market. “Traditional ERP or MES systems can across not reliably fulfil this task of overall synchronization of all processes, which is why the FELTEN group with PILOT Scheduler” provides a solution to optimize the quality of service and cost efficiency in production. It is based on a specially developed and very complex scheduling logic that is already contained in the standard modules. Their major advantage is that a full figure and simulation of production of both the current and future conditions can be made. To be in the PILOT Scheduler”with its lean production approach over 2,400 different parameters and some 4,000 properties of all conceivable standard situations in the production account, which can without additional programming.

The individually selectable setting possibilities concern both the resources and processes as the order processing, material conditions and quality requirements. So can simultaneously take into account, for example, the capacity of all resources in the calculation and conversion times per installation, product or order individually set a realistic delivery date, calculate as well as with specific customer requests immediately, taking into account capacity and material availability or a Production plan based on which automatically create sales plans. PILOT Scheduler”ensures easy technical integration with its lean production approach also this leverages existing interfaces and thus provides easy connection to all common databases. There are no integration problems to overcome even in heterogeneous system environments. In addition, many ERP interfaces are about to SAP and other established market standard business systems. “The solution due to their intelligent scheduling logic and their numerous best practice parameters the prerequisites, that creates an optimal synchronization of all processes involved in the production and thus the efficiency reserves can be exploited maximum”, emphasizes Werner Felten, Managing Director of the Software House, the benefits. This leads to significant savings in fixed as variable costs and produces a significantly higher agility in production.”

In most industries is more and more competition and hence the need for new competitive advantages but how to achieve to the improvement of competitiveness in a world which is characterized by globalization, technology and declining customer loyalty? Business school according to professors and practitioner experts, is the answer: focus on human resources. By increasing competition, resource management in greater human is a complex matter. Nowadays, companies demand that HRM functions deliver direct and concrete added value through investment. An important component of strategic HRM is the company sets HR targets that are in close relation to the overall corporate strategy. Unless, it is important that the targets closely lie on the performance goals of the company, because they’re clear definitions concerning the goals these, which determine in how far HRM strategic operated, or not. Many companies have HR objectives, which is not but one significantly so that these objectives a have a strategic starting point.

Performance goals act as a benchmark for the company in relation to the Act on the relevant market. Most companies have set performance targets to measure this performance and the outcome of the various actions. The mentioned reasons, performance targets can have also a positive effect on the motivation of the staff what is treated in the so-called objective theory. If performance goals are to serve as motivation syringe for employees, it is, Henrik Holt according to Larsen, important, that they comply with a set of criteria. Of all hard-to-reach targets that are still realistic, are only objectives to be attained far more motivierender as both very light and extremely hard. Furthermore should be specifically with targets, diffuse and abstract objectives make it hard to behave as an employee to this. In addition, feedback on, is in how far the objectives have been met, an essential part of the performance objectives and abilities as a motivator. Still remains mention that the individual employee and his drive and commitment are equally important in the achievement and the realization of the objectives. The strategic managing of HR is an essential part of the online mini MBA of from Probana business school. Learn more at

According to Jose Fiorin Luiz, ' ' The language is a set of units that if relate organizadamente inside of one todo.' ' That is, the language is a part essential of the language that cannot total be modified by its falante, therefore fits to the users to obey the social contract established by members of one determined society. It can be said that the language is the social part of the language, because the language if extends to the exterior of the organism. Soon, the language can be understood as the college of the language and as a set of necessary conventions for communication of and for individuals. However, I defend the idea presented for Saussure: ' ' the language is a system signos' '. appropriating me a little more on this affirmation, would say that for being the representation through signs, each people, each culture and each region it must be assumen of these signs to transform them and to use them in way that is enough so that communication exists in fact. Therefore, the language loads much more of what significant question, it brings obtains forts cultural, social, economic and regional marks. Therefore, as using it inside fits in them to be poliglotas of our proper language. To exemplificar, I send to verses of Drummond: ' ' The language licks the petals vermelhas/de the rose pluriaberta; the language cultivates/certain occult button, and goes weaveeing/lpidas light variations of ritmos.' '. For more specific information, check out Howard Schultz.

Limits and possibilities of the managing plan of 2006 As Great Campina are a city that composes a well bigger population of the 20,000 inhabitants, and according to Statute of the Cities declares that all city with more than 20,000 inhabitants to have to have a called mechanism immediate managing, that is a basic instrument of orientation for an performance more effective of the public administration and private initiative. The most recent managing plan of Great Campina, was published in the year of 2006, very written well and structuralized of a form that it makes possible to make a good one analyzes of the same and of its proposals. Filed under: JPMorgan Chase. The managing plan of 2006 foresees many actions in the city, but it will be that these proposals really are carried through or are those old jarges ‘ ‘ project alone in the paper why in practical ‘ ‘ Analyzing some segments of the managing plan of 2006, it is verified that nor everything what is written really is carried through. Citing as example the democratic management, where the direct participation of the population is assured in power to decide processes; the transparency, solidarity, social justice and the support the popular participation, are points that are really not made by the public administrators. Another point in which it has an omission on the part of the urban managers is magnifying and disponibilizao of the public equipment, the green spaces and of leisure, is fact of whom this concretely is not fact, has the clear perception of diverse areas spread for all urban perimeter, that could serve as public act for the creation of squares of sports, since the few places that exists for this end the most known are: Park of the Child and the Complex Pliny We read and woody areas, who is not so green thus is located of the park of the new dam, in the park of the child and some points around the old dam, therefore is clear the green air lack in the city.

In fact, we only think we know what we want our children. We only think we know what is best for them. We know what is best based on the desires of our own selfishness. This is better – for ourselves, but not for children. And no wonder that kids do not want to follow our desires. If a child many years earlier was associated with parents, grandparents, experience wise, were the best of advice.

The family council was going not only on 'who to marry, what house to buy, to what college to go', but in order to decide whether teenage son to wear pants-pipes. Can you imagine that today? At best, the child listens to your opinions and make their own way. At worst – plucked to rudeness and losing confidence overgrown offspring, but will find accusation: 'You've ruined my whole life. " We're in a hurry to hang a label – indigo children. 'Bringing up the boy according to his ways' – say the Kabbalists.

But how do you know what is the way your child? He is sitting in front of you – a little in front of a bunch of the broken machines, or have a big, awkward with his eternal, 'Well, ma am, well, okay, I know. " It's not a child – because he was not inside vlezesh, and even if it seems that it is 'your', in fact – nothing similar. He – 'your own'. And you are just re-created in light of its protein coat, giving some of their genes, their cultural backgrounds and their love (if you could give him is love and not their selfish desire stuffy). If initially try to treat the child as an individual person, rather than as a property as a part of themselves and at the same time to myself, as a part of it (though for the mother, almost physically associated with the child, it is difficult), then may be easier to find exactly his way, in which he is seeking. It will be the protagonist of his life, and you – only an assistant. After all, by and large, we can give a child? Money, property, utility Singles – all of this, as experience shows, is valuable only to those who earned it himself. Upbringing and education – perhaps most important, but only if it will really help. Now if we could give child is the knowledge, weighed down by a diploma and an outlook, an outlook on life, which would help to choose the right environment, which provided for a child the right effect and it would have to correct actions and decisions. This feature actually 'kabbalistic education' – parents must give their child the correct outlook on life. What do you mean 'correct'? Tell how the world works and what is the meaning everyone's life. This is the most important thing that we can give our children, and then everything else in life too complicated – and family and work. The young man will not be rushing, trying to find out what the main thing, which dedicate their efforts and time. After so many mistakes could be avoided if you are able to separate the primary from the secondary. But in order for something to give, you need to own it to have. No wonder they say that the main caregiver for a parent – a child. So start with yourself? Baby food – made by man

The candidate for the work has an attractive resume, is young, shining, well-preparing and surprising with experience in the area. You he reads the resume it seems a dream, an ideal combination of academic performance, communitarian service, responsibility and spotless references. It excessively seems good to be truth. Perhaps is same. A done statistics recently for the Report North American of Professional Ethics it observed that up to 25% of all the resumes have some degree of exageros. seems that the exageros increase as the necessities to obtain a job, ' ' It is not limited the certain regions or determined levels or posies' ' , Michael Palmer says, who takes the talent for the practical acquisition in Canada, a consultoria of human resources. Howard Schultz will undoubtedly add to your understanding.

' ' We see this in all the companies in all the areas and lines – sex, race, creed, etc.' ' Most of the time, Palmer says that the candidates do not lie brazenly in its resumes. Instead of this, they increase the truth or omit pertinent facts some information never are disclosed. Micron and small companies many times make act of contract for instinct, because the person liked 0f the sort, etc. is not worried on the form as a person will go to play well its functions, in the personal characteristics and abilities that can be really necessary for the work. Then, which are the forms most probable that the candidates will go to exaggerate in its resumes? Here they are the main ones: 1. Academic formation: This is the mechanism most common of if counterfeiting and can be any clamorous thing of the subtle one. Many buy its diplomas, counterfeit, etc.2. Manipulation of data Is the omission of a spot in its professional experience – a long period between the date of entrance and exit of the previous job say. They supply years instead of supplying job months.