It has two things that the not aguenta brasieiro more: to see the Silvia (personage of Deborah Bloch) to be passed stops backwards for the Ivone (personage of Leticia Sabatela) and hearing me the notice. As in the novel of Glory Perez we cannot move, then we go of good notice. Slowly, the credit market if recoups of the tumble caused for the financial crisis. Already it has signals of improvement, but in distinct rhythms in the operations for physical and legal people. In the financings for the families, the reduction of spreads bank clerks – difference between rate of catch and loan – and the stabilization of the insolvency point with respect to bigger offer in the banks and increasing demand of the customers.

Already in the companies, the reaction is well slower. It has more concessions of loans and spread withdrew for the first time since the aggravation of the crisis. But the rhythm of concessions still is lower of what in the end of the last year. the insolvency reached the level highest in two years. Numbers presented for the Central banking in 23 of April strengthens the evaluation of that the credit for the physical people is coming back to normality. The concession of new loans in March grew for the first time in the year and sample that the customers are coming back to the agencies to take credit. In March, banks had daily granted to average of R$ 199 million in financings for the purchase of vehicles.

The value is 13.2% greater that of February and 48.5% the superior to the one of December of 2008.Em the personal credit, the Brazilians had taken R$ 510 million for day, sum 3.8% superior to the one of February and 40.1% greater that of December. The banks also seem to be less distrustful. In March, spread fell for the room followed month, of 52,6 points for 50,1 points.